Terms of Use & Disclaimer

Acceptance of these terms

By using The Financial Buddy (thefinancialbuddy.com), you agree to these terms. If you do not agree, please do not use the site.

Information only, not financial advice

Everything published here, including news, analysis, guides, calculators and market data, is for general information and education. It is not personalised investment, tax, legal or financial advice, and it is not a recommendation to buy, sell or hold any security, commodity or other asset. The Financial Buddy is not a SEBI-registered investment advisor, broker or research analyst. Please speak to a qualified professional before making financial decisions.

Accuracy of content

We work to report facts accurately and to correct errors quickly (see our editorial policy), but we cannot guarantee that every article, price or figure is complete, current or error-free. Market data, gold and silver rates, and calculator results are indicative and may be delayed or differ from the rates you are quoted. Past performance does not indicate future results.

Calculators and tools

Our calculators give estimates based on the numbers you enter and the assumptions shown on each page. They are illustrations, not offers, quotes or guarantees. Check actual terms with your lender, bank or advisor before relying on any result.

Opinions and analysis

Articles in our Insights section express the editorial team's analysis and conclusions based on public information. They are opinions, labelled as such, and should not be read as statements of fact about any person or organisation.

Copyright and acceptable use

The original text, design and graphics on this site belong to The Financial Buddy. You may quote short extracts with a clear credit and a link back to the article. You may not copy, scrape or republish our content at scale, or use the site in a way that harms its operation or other users.

Third-party links and advertising

We may link to other websites and may display advertisements served by third parties, including Google. We do not control those sites or ads and are not responsible for their content or practices. Our Privacy & Disclosures page explains how advertising and cookies work on this site. Advertising never influences what we report.

User accounts and comments

If you create an account or post a comment, you are responsible for what you submit. We may remove comments or accounts that are abusive, unlawful, misleading or spam.

Limitation of liability

To the fullest extent permitted by law, The Financial Buddy and its writers are not liable for any loss or damage arising from your use of, or reliance on, the site or its content.

Changes and contact

We may update these terms from time to time; the date above shows the latest revision. Questions can be sent to info@thefinancialbuddy.com.