Privacy & Disclosures

Overview

The Financial Buddy ("we," "us," or "our") publishes news, personal finance content, and free calculators at thefinancialbuddy.com. This page explains what information we collect, how it's used, and the choices you have.

Information We Collect

We collect a few different kinds of information:

• Account information. If you create a reader account to bookmark articles or leave comments, we store your name, email address, and a securely hashed password. We never store passwords in plain text.
• Content you submit. Comments you post on articles are stored and displayed publicly alongside your account name.
• Usage data. Like most websites, we automatically collect standard technical information such as your browser type, device type, pages visited, and referring pages through analytics tools (see below).

Cookies and Similar Technologies

We use cookies for two purposes: to keep you signed in to your reader or staff account, and to support the analytics and advertising described below. You can control or delete cookies through your browser settings, though disabling them may prevent sign-in and other features from working correctly.

Advertising and Google Cookies

This site may display ads served by Google and other third-party vendors. Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this site and/or other sites on the internet.

You may opt out of personalized advertising by visiting Google's Ads Settings. You can also opt out of a number of third-party vendors' use of cookies for personalized advertising by visiting aboutads.info/choices.

Analytics

We use Vercel Analytics and, where enabled, Google Analytics to understand how visitors use this site — for example, which articles are read most and how people navigate between pages. This data is aggregated and is not used to personally identify you.

Affiliate Disclosure

Some links on The Financial Buddy are affiliate links. If you click through and make a purchase or sign up, we may earn a commission at no additional cost to you. We only recommend products we believe are genuinely useful, and our opinions are our own.

Not Financial Advice

Content on this site is for general educational purposes only and does not constitute personalized financial, tax, legal, or investment advice. Consult a qualified professional before making financial decisions specific to your situation.

Children's Privacy

The Financial Buddy is not directed at children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, contact us and we will remove it.

Your Choices

You can review or delete your account information, or ask us to delete comments you've posted, at any time by contacting us at info@thefinancialbuddy.com.

Changes to This Policy

We may update this policy from time to time as the site changes. The "Last updated" date at the top of this page reflects the most recent revision.

Contact Us

Questions about this policy? Reach us at info@thefinancialbuddy.com.